Ag families more money for health insurance
Farmers and cattle ranchers more money for health insurance that most Americans, a new report has found.
Farm and ranch families spent an average of $ 7247 on health insurance during the year 2006 according to the Access Project, a research organization at Brandeis University in Boston, which is investigating.
The report notes that one of four producers had financial problems because the costs of health insurance.
“It is generally accepted that expenditure by 10 per cent of their income to the detriment of health is an indicator of the burden of health,” said Jeffrey Prottas guide researchers, a professor at Brandeis University. “For many in our sample, it was certainly the case.”
The researchers’ sample containing more than 2000 farmers and ranchers in North Dakota, Iowa, Minnesota, Montana, Nebraska and South Dakota.
The report said families, farm and ranch these countries are disadvantaged because they tend to buy health insurance in the various market players, rather than as part of a group plan, a employer.
The study found that 36 percent of respondents families pay an average of $ 4359 more than their colleagues to reassure by an employer.
“It is more and more, such a constraint, some of them are underinsured or uninsured,” said Wade Moser, Executive Director of the North Dakota Stockmen’s Association.
Moser said the loan interest payments are used for the sole and largest effort in the pasture. Now it is health insurance, he said.
Moser said he would like to see the rules allow farmers and ranchers to deduct their personnel costs in the health sector of their taxes under the same conditions as holders can deduct the costs of their employees.
“It is their case and they are employees,” he said.
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